Kredi Bank

4.7
4.7 from 3 Reviews and Ratings
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Average Rating

4.7

/
5

3 Reviews

5 Star
67%
4 Star
33%
3 Star
0%
2 Star
0%
1 Star
0%

All Reviews

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Chidi Ogundipe
Good banking platform but their app needs work sha

I've been using Kredi Bank for about six months now and honestly it's been solid for my lending needs as a pharmacist. The whole process of applying for credit was straightforward and they approved me faster than I expected, plus the interest rates are reasonable compared to what other banks offered me. My only real complaint is that their mobile app crashes sometimes when I'm trying to check my loan balance or make transfers, and you have to restart your phone before it works again. Overall though for digital banking and lending, they're doing alright and I'll keep using them but they really need to fix that app situation.

4
Date of experience: Mar 01, 2025
Nneka Usman
Finally a bank that actually listens to small traders like me

I've tried here for months now and abeg the lending part has changed my whole food business small small. The lady who attended to me when I first came didn't rush me through forms like those other banks do, she actually sat down and explained how the platform works for someone like me. Processing was faster than I expected and honestly the digital part means I don't have to leave my shop for hours anymore. Na here I dey now sef.

5
Date of experience: Dec 26, 2024
Remi Okonkwo
Finally found a lending platform that actually works

Wasn't even planning to try Kredi Bank honestly but my guy kept pushing me to check them out for a business loan. The whole process on their app was straightforward sha, no unnecessary back and forth like other banks do. What really got me was how fast they responded to my application—I got approval notification within like two days when I expected to wait weeks. As someone in real estate trying to expand, this is the kind of speed that helps you grab opportunities before dem pass you by.

5
Date of experience: Nov 28, 2025

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