I've been using Kredi Bank for about six months now and honestly it's been solid for my lending needs as a pharmacist. The whole process of applying for credit was straightforward and they approved me faster than I expected, plus the interest rates are reasonable compared to what other banks offered me. My only real complaint is that their mobile app crashes sometimes when I'm trying to check my loan balance or make transfers, and you have to restart your phone before it works again. Overall though for digital banking and lending, they're doing alright and I'll keep using them but they really need to fix that app situation.
