Welcome to Insights.ng. By accessing or utilizing our platform, you agree to

comply with and be bound by these Terms of Use. If you do not agree, you must

cease using the platform immediately.

1. AGE REQUIREMENT & ACCOUNT ELIGIBILITY

You must be at least 18 years of age to register an account, publish a company

review, or post a stock market insight on Insights.ng. You are permitted to

create only one user account. Accounts are strictly personal and non-transferable.

2. USER-GENERATED CONTENT GUIDELINES

Insights.ng is an open, independent, and impartial platform designed to help

consumers make informed decisions and track market patterns.

- Genuine Experiences Only: All business reviews must reflect a verifiable, firsthand

  consumer or service interaction. Fake, incentivized, or commercially procured

  reviews are strictly prohibited.

- Market Commentary: Stock analysis, charts, and financial commentary must be

  your original work and intended for educational or historical tracking purposes only.

3. PROHIBITED CONDUCT

You explicitly agree that you will not:

- Post content that is defamatory, hateful, abusive, profane, or infringing upon

  intellectual property rights.

- Engage in web scraping, text mining, or automated data extraction of any review

  database or financial data on Insights.ng without express written consent. This

  includes training artificial intelligence models on our dataset.

- Post malicious code, viruses, or use the platform to conduct unauthorized marketing,

  phishing, or corporate espionage.

4. IMPORTANT FINANCIAL & INVESTMENT DISCLAIMER (NIGERIAN LAW COMPLIANCE)

Insights.ng features business insights and stock data related to companies, including

those listed on the Nigerian Exchange Group (NGX).

- NOT FINANCIAL ADVICE: Content posted by users, publishers, or administrators

  on Insights.ng does NOT constitute professional financial, investment, legal,

  or tax advice. No material on this platform should be taken as a recommendation

  by Insights.ng to buy, sell, or hold any security.

- INVESTMENT RISK: The stock market involves financial risk. Users must perform

  their own due diligence. Insights.ng (and its parent entity Kosher Leads Limited)

  disclaims all liability for financial losses, investment decisions, or damages

  arising from the use of data found on this site.

5. GOVERNING LAW

These Terms of Use are governed by and construed in accordance with the laws of the

Federal Republic of Nigeria. Any disputes arising from these terms will be subject

to the exclusive jurisdiction of the courts in Nigeria.