Frequent customer here and I must say Veritas Kapital made what I thought would be a stressful experience actually bearable. Had to file a claim last month and the lady handling my case took time to explain everything step by step without making me feel like I was wasting her time. Most insurance people will rush you through but this one was patient with all my questions, even the ones I asked twice. I no go lie, getting my claim approved faster than I expected has made me trust them with my renewals moving forward.