Frequent customer here and I must say Brass has actually helped me manage my construction business better since I started using their banking and business tools. The features are solid and the rates are fair compared to what I was paying before, but abeg their mobile app is slow sometimes and logging in can be frustrating when you just need to check your balance quick. Everything else works though and the customer service people actually know what they talking about when you call. Four stars because the tools deliver but that app lag go wound person sometimes.