Tried this Sparkle app for a few weeks now and honestly I'm on the fence about it sha. The digital banking part itself is smooth enough, transfers go through fast and the app interface don't give me headache like some other apps, but then they keep pushing this 'tribe' feature thing and I genuinely don't understand what they want from me. Also my money no grow just because I'm on a lifestyle app abeg, so if you're expecting to save or invest here you might be disappointed like I was.