Wasn't even planning to try this app but my colleague at work kept talking about how she handles her tribe contributions through it so I finally downloaded last month. The payment feature is honestly what got me impressed because everything goes through without the usual network wahala you get with other apps. I've been using it to send money to my savings group and settle some quick payments, and it's been reliable so far. Worth it if you're tired of the stress that comes with managing money for groups.