Been using PiggyVest for almost a year now and honestly it's solid for saving money — the whole locked savings feature keeps me disciplined sha. App is easy to navigate and I've made some decent returns on my investments sef. My only complaint and it's been frustrating me for months now is the withdrawal process takes longer than it should, sometimes two to three business days when other apps do it same day. Besides that though, I no go lie, it's worth it if you're serious about saving.