Long time customer dropping a review finally because I've been using them for transfers and international payments for close to a year now. The whole process is straightforward and the rates are decent compared to other platforms, plus transactions go through pretty quick which I appreciate as someone who deals with overseas payments for work. My only real complaint is that the app interface is confusing sometimes and I spend way too long looking for features that should be easier to find, abeg. Overall though they've not let me down with their service and I'll keep using them but they should really work on making the app user friendly.