Wasn't even planning to come but my brother kept saying I need to secure my future so I went to check PAL Pensions out. The adviser I met was knowledgeable about the pension options and explained everything clear clear, even answered all my questions patient. My own issue sha is that the whole process took forever, I swear I spent almost two hours just filling forms and waiting for approvals when it should have been quicker. Still, the pension product itself looks solid and I'm satisfied with what I'm getting for my money, just wish their system was faster because this is 2024.