My friend dragged me here and the staff explained the pension thing well enough, I understood what they offering for securing my future and all that. But abeg the paperwork took forever and nobody was really in a hurry to move things along, I spent almost two hours just filling forms when they said 30 minutes. The rates seem competitive from what I compared with other places but if getting enrolled is this slow I can't imagine how long actual transactions will take. Better than nothing for us farmers who need to plan ahead but they need to get their operation faster.