Was skeptical at first sha because insurance and all that savings talk usually confuses me but the woman who attended to me at Old Mutual actually broke everything down in a way that made sense. She didn't rush me through the whole process and even explained how the protection side works for someone like me doing Uber who doesn't have a company pension plan. E no easy to find financial advisors that patient but this one was different. Already seeing how my money is working for me and I'm glad I took the time to do this properly.