Frequent customer here and I must say Health First HMO has made things way easier for me as an Uber driver. What got me was how quick they processed my claims when I had to see a doctor last month, like the whole thing took less than a week which honestly surprised me because I was ready for the usual back and forth nonsense. Staff explained everything clearly about my coverage and what was included so I wasn't confused later, and abeg that alone is worth it. Would definitely stick with them sha.