I've been using Fliqpay for my pharmacy business transactions for about three months now and honestly the payment gateway works well most of the time. Integration was smoother than I expected and settlements come through pretty fast which matters when you're managing stock. My only complaint sha is when I had issues with a failed transaction last month, it took them almost five days to respond to my support ticket and by then I'd already lost some sales. Otherwise the platform is solid for what we do here in Kano.