Didn't have high hopes honestly but tried CredPal's buy now pay later thing because my nephew wouldn't stop talking about it. The concept is solid for people like me who need flexibility with payments but getting approved took forever and the app interface confused me proper proper. They explained how the installment structure works but it felt like too much back and forth before I could actually use it. Won't lie the service helped when I needed it but the whole experience should be smoother than this abeg.
