My friend dragged me here saying I need to sort out my dollar account for overseas stuff and I went along with it. The staff explained what they do sha but honestly the whole thing felt complicated and they didn't break it down in a way that made sense to me as someone who just tailors clothes. Account got set up eventually and it works when I need to receive payments from international clients but the onboarding took longer than it should have and nobody really checked if I understood everything.