Tried not to think about it too much at first but honestly Chipper Cash's transfer service is reliable when you actually need to move money out of the country. The rates are decent and funds arrived faster than I expected sending money to my sister in the UK. My gripe sha is the app itself, the interface is clunky and sometimes it takes me three tries before a transaction goes through. For what I'm paying in fees I expected the whole experience to be smoother but at least the money gets there at the end of the day.