I've tried here for months now and the loan approval process on their app is honestly what got me. Applied for 50k one afternoon when business was tight and had the money in my account before evening same day, no drama with documents or long queues at some office. The savings feature sef is decent with the returns they promise, though I won't lie the interest rates could be better but compared to keeping money in my mattress na it's progress. One thing sha, the customer service line takes forever to connect sometimes but once you get through the girl attending to you actually knows what she's doing which makes up for it.