I wasn't sure at first but my mum kept saying I needed proper health insurance and honestly Alliance Health made the whole thing way less painful than I expected. The person handling my enrollment sha was patient enough to explain all the plan options and didn't rush me even though the office was busy. What got me most is how quick the claims process has been since I signed up months ago, nothing like the wahala I hear from other people with their HMO. For a banker like me who values time and reliability, this is exactly what I needed.